Second month I update on this blog.
Stocks
Long term Portfolio
I focus on my long term portfolio. My portfolio is still around 200k USD. I did not buy much last week because markets are very high. Here is my portfolio repartition:
It did not change too much compare to previous month. We can compare to previous month.
| Current value | Previous month value | % compare last month | Amout if no transactions | % compare last month if no trx | Amount bought this month | Target Percentage | previous month Target Percentage | ||
|---|---|---|---|---|---|---|---|---|---|
| Gold | 21299.3 | 21634.36 | -1.55 | 19895.4 | -8.04 | 1403.9 | 10.7 | 10.6 | |
| Commodity | 22690.84 | 21563.73 | 5.23 | 22342.75 | 3.61 | 348.09 | 11.3 | 11.2 | |
| Stock_int | 31031.21 | 30220.66 | 2.68 | 30203.62 | -0.06 | 827.59 | 15.8 | 15.7 | |
| Bond | 44874.24 | 45167.88 | -0.65 | 45559.55 | 0.87 | -685.31 | 21 | 21.1 | |
| DIV | 24047.48 | 22787.44 | 5.53 | 22608.98 | -0.78 | 1438.5 | 12.6 | 12.3 | |
| RE | 22374.57 | 21896.18 | 2.18 | 22186.68 | 1.33 | 187.89 | 11.3 | 11.4 | |
| Stock | 40702.81 | 39031.76 | 4.28 | 39971.8 | 2.41 | 731.01 | 17.2 | 17.7 | |
| Total | 207020.45 | 202302.01 | 2.33 | 202768.78 | 0.23 | 4251.67 |
My investment in gold drop sharply (-8%) and thus it’s also what I bought more this month (to keep my target allocation). My “commodity” investment rises the most (+3.61%) probably due to all the talks about inflation.
I’m limiting my investment. I think the markets are very high so I do not want to invest too much but I also know it can keep continue to go up….so I still invest a little each month.
For curious people here is my full stock allocation:
| Ticker | Category | Target Percentage | Previous Month % | 30 days tield |
|---|---|---|---|---|
| GDX | Gold | 36 | 36 | 0.5517141079 |
| DBA | Commodity | 15 | 14 | 0 |
| VGK | Stock_int | 36 | 36 | 2.468679576 |
| SCHP | Bond | 40 | 39 | 2.459396037 |
| VYMI | DIV | 24 | 23 | 3.402118192 |
| SPHD | DIV | 24 | 23 | 3.773372237 |
| VEA | Stock_int | 18 | 18 | 2.445825614 |
| VYM | DIV | 24 | 23 | 2.738352315 |
| VNQI | RE | 7 | 7 | 0.8576035054 |
| SHY | Bond | 5 | 4 | 0.4078352027 |
| HOMZ | RE | 6 | 6 | 2.56749208 |
| VIGI | DIV | 24 | 24 | 1.214118699 |
| RSX | Stock_int | 3 | 3 | 2.724420162 |
| DBC | Commodity | 13 | 13 | 0 |
| VTIP | Bond | 15 | 15 | 2.262869189 |
| REET | RE | 45 | 46 | 2.302716017 |
| BNDX | Bond | 40 | 39 | 1.080049161 |
| EPHE | Stock_int | 9 | 9 | 0.9143071004 |
| GLTR | Gold | 38 | 37 | 0 |
| IEMG | Stock_int | 70 | 70 | 1.783098199 |
| VNM | Stock_int | 9 | 9 | 0.3350885605 |
| VNQ | RE | 38 | 38 | 3.067679116 |
| BND | Bond | 40 | 39 | 2.198093325 |
| IXC | Stock_int | 4 | 3 | 3.756280487 |
| VIG | DIV | 30 | 30 | 1.528377051 |
| BOTZ | Stock | 2 | 2 | 0.170218137 |
| VT | Stock | 62 | 60 | 1.62984276 |
| CIBR | Stock | 1 | 1 | 0.197150832 |
| VO | Stock | 30 | 31 | 1.216436148 |
| EFAV | Stock_int | 6 | 6 | 1.669297348 |
| HERO | Stock | 1 | 1 | 0.7161942841 |
| IPAY | Stock | 1 | 1 | 0 |
| IAU | Gold | 33 | 33 | 0 |
| IXP | Stock | 1 | 1 | 0.8279416763 |
| GSG | Commodity | 70 | 70 | 0 |
| PGJ | Stock_int | 1 | 1 | 0.1399246101 |
| GXC | Stock_int | 1 | 1 | 0.9904224437 |
| VOX | Stock | 1 | 1 | 0.61433875 |
| IXJ | Stock_int | 1 | 1 | 1.148306719 |
| ITB | RE | 7 | 7 | 0.3953656965 |
| GAMR | Stock | 1 | 1 | 0.8271801685 |
| XAR | Stock | 2 | 2 | 0.7218526807 |
| MOO | Commodity | 15 | 15 | 0.9295560762 |
| SKYY | Stock | 1 | 1 | 0.1697834134 |
| SCHA | Stock | 30 | 35 | 0.9807711414 |
| FTEC | Stock | 1 | 1 | 0.6563386098 |
| PNQI | Stock | 1 | 1 | 0 |
| VTI | Stock | 32 | 33 | 1.237967495 |
| SMH | Stock | 1 | 1 | 0.5782140136 |
| ITA | Stock | 2 | 2 | 0.8260125639 |
| VGIT | Bond | 20 | 20 | 1.940367796 |
| VGLT | Bond | 20 | 20 | 2.160033566 |
| MORT | RE | 10 | 10 | 6.594990049 |
| VCR | Stock | 1 | 1 | 1.348143117 |
| IBB | Stock | 1 | 1 | 0.1716641076 |
| JNK | Bond | 30 | 35 | 4.472100024 |
Gamble Portfolio
My fun portfolio. My biggest looser this month are the airlines I still hold from 2020: JBLU and SAVE (-15% each). I sold my airline ETF – JETS – few weeks ago but I will have to pay tax on it. I will dump the rest of my airlines once I pass the tax window (1 year) and after they rebound and i secure 50% gain.
My biggest gain this month is MAC, a Shopping REIT that i also bought during covid. I will sell it as soon as tax window is pass since it s already up 125%.
Overall my Gambling portfolio is up 1.5% this month. I think it is the end of covid recovery and now time to sell most of my 2020 gambles….and find other stocks to buy. Here are all my gambling stocks
| % compare last month | |
|---|---|
| MAC | 17.54 |
| ARKG | 12.57 |
| DBO | 11.08 |
| KRBN | 9.42 |
| AIEQ | 9.06 |
| BNGO | 8.91 |
| FTEC | 8.50 |
| IBB | 8.42 |
| SKYY | 8.37 |
| PNQI | 7.94 |
| MAA | 6.38 |
| BUG | 5.50 |
| VOX | 4.94 |
| PAWZ | 4.86 |
| XLE | 4.75 |
| AMOM | 4.65 |
| SMH | 4.26 |
| IXJ | 3.38 |
| IXC | 3.21 |
| IPAY | 3.13 |
| IXP | 2.69 |
| DRIV | 2.67 |
| ICLN | 2.49 |
| XAR | 2.34 |
| MTUM | 2.07 |
| BABA | 1.77 |
| BOTZ | 1.72 |
| JEPI | 1.12 |
| CGW | 0.99 |
| YOLO | 0.90 |
| HST | 0.47 |
| EVX | 0.41 |
| MNMD | 0.29 |
| IYG | -0.07 |
| EFAV | -0.85 |
| BXP | -1.27 |
| GXC | -1.99 |
| EWU | -2.22 |
| GAMR | -2.33 |
| URA | -2.47 |
| UDN | -2.63 |
| PGJ | -2.63 |
| EWG | -2.74 |
| FNCL | -2.79 |
| ESNT | -5.23 |
| PSY | -5.26 |
| TUR | -6.59 |
| UNFI | -7.11 |
| PGAL | -7.87 |
| COPX | -9.77 |
| SAVE | -13.30 |
| JBLU | -14.93 |
Passive
I do not focus on Dividends but still nice to have some. This month I made 878 USD from dividends. People may be surprise that it’s more than previous month even if I did not buy too much stocks in the meantime. The difference is due to dividend payment that occurs at difference frequencies:
- monthly
- every 3 months
- every 6 months
- every 12 months
It also means that December will even be better…
Crypto
Growth
Not sure how much but I lost value this month again (I still don t have a good spreadsheet to track crypto growth)
Passive
I’m buying stablecoin that i loan to generate some income. It looks safe but probably too good to be true…..for now it works.
| Gemini Earn | BlockFi | |||
|---|---|---|---|---|
| Holding | Generated | Holding | Generated | |
| DAI | 25 000 | 148 | ||
| GUSD | variable | 95 | variable | 14 |
| PAX | variable | 146 | ||
| USDC | 20 000 | 143 | ||
| Total | variable | 243 | variable | 303 |
A total of 546 USD which is nice….too nice. It still looks too suspicious to me and that’s why I use 2 exchanges and 4 stablecoins to limit the risks.
Conclusion
Not so good month… My stocks only increase +0.23% (if we do not count what I bought) compare to last month. It is probably under “official” inflation (not yet release for June 2021 but May 2021 was +.7%). The passive income (1427 USD) was a nice surprise and will be reinvested in the portfolio. Markets are high but I still buy a little hopping for a dump…that may only come in few years….
